Looking to earn more interest for your savings? Why not invest in a Share Certificate? Investments from 6 to 60 months are available at a better rate than our basic savings account programs. Even funds from your Individual Retirement Account can be placed into an IRA Share Certificate to earn you a higher rate of return.
Share Certificates offer a great way to put money aside for a specific time period while earning a competitive rate of return. Regardless if you are saving for a down payment on a home or a vacation, we have a program to help you save and earn for your future.
Regular Share Certificates
- Balances as low as $500
- Dividends are paid monthly
- Terms from 3 months to 5 years
- Typically higher rate of return
- Safe and secure
- Regular and IRA Term Share Certificates are available
- View rates and purchase CDS with Online Banking
Current members can view current CD rates and/or purchase them through Online Banking.
A penalty is assessed should you cash in a Term Share Certificate early, see our staff for specific details.
Youth Share Certificates
- For members aged 17 and under
- Minimum deposit of $100
- Competitive interest rate
- Monthly dividends
Designed for our members, age 17 and under, these Share Certificates offer a way to earn greater interest on your savings. With a minimum deposit of $100, you can lock into a very competitive interest rate on a 1, 2, or 3-year term and receive monthly dividends. Plus, you can make additional deposits in $50 increments during the first six months of your Youth Share Certificate term.
A penalty is assessed for early withdrawal of a Youth Share Certificate.
- Please call (616) 336-3490 for current rates