Savings Accounts

Savings Accounts

Whether saving for a vacation, or for long-term goals, you’ll find many ways to save with our savings accounts.

This is where all members begin. Become a member-owner by establishing a savings account.

  • No monthly service charge
  • Minimum $5.00 deposit required
  • Interest paid to accounts with a monthly balance of $100 or more
  • Minimum balance not applicable for minors under 18 years of age
  • Dividends are calculated daily, compounded and credited monthly

You can even open your membership online!

If you’re moving your accounts from another financial institution, we want to make it easier for you by providing our Simple Switch Kit information.

monther and daughter putting coins in piggy bank

Direct Deposit

This is the safest way to make your deposits, plus your funds are available immediately. You can work with your employer to have your payroll deposited directly into your account. If you receive Social Security, Supplemental Security Income (SSI) or other federal benefits click Go Direct for information on how to enroll in direct deposit of these benefits.

Payday On-Demand

Receive your paycheck early with our Payday On-Demand program. Get your direct deposit up to 2 days early for a low fee of $8. Once your deposit posts to your account, you can have instant access to your earnings. Pay bills, make loan payments, or send transfers earlier than your expected pay day. Use our convenient self service tools such as the mobile app or online banking to post your deposit. You can also call or have us post your deposit in person.

Club Accounts

Looking to save for a special vacation or for holiday spending? Take advantage of our club accounts and start saving today! With a vacation account there are no transaction limits and you determine when you want the funds. Our Christmas Club makes saving for the holidays easy. Transfers and deposits into this account can be made for any amount at any time. On October 1st, we transfer the funds into your share savings account. Interest paid to accounts with a monthly balance of $100 or more.

ATM Cards

We give you access to your accounts at nearly 30,000 surcharge-free ATMs. To find an ATM close to you, click here.

Fight Identity Theft

Want to know about smart ways to protect your personal information? Click here to get the facts you need.

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*APY=Annual Percentage Yield
*APR=Annual Percentage Rate