Savings Accounts

Whether saving for a vacation or for long-term goals, you’ll find many ways to save with our savings accounts.

Savings Rates

  • No monthly service charge
  • Minimum $5.00 deposit required
  • Interest paid to accounts with a monthly balance of $100 or more
  • The minimum balance not applicable for minors under 18 years of age
  • Dividends are calculated daily, compounded, and credited monthly

You can even open your membership online!

If you’re moving your accounts from another financial institution, we want to make it easier for you by providing our Simple Switch Kit information.

High-balance savers can benefit by using this account and still maintain easy access and an attractive rate of return.

  • A low-risk savings account that pays a higher dividend
  • A minimum balance of $1,000 required
  • Interest is accrued daily, credited monthly
  • Members with $25,000 or more in High Yield Savings get an even higher rate of return

Mother and daughter putting money into piggy bank

This is the safest way to make your deposits, plus your funds are available immediately. You can work with your employer to have your payroll deposited directly into your account. If you receive Social Security, Supplemental Security Income (SSI) or other federal benefits click Go Direct for information on how to enroll in direct deposit of these benefits.

Receive your paycheck early with our Payday On-Demand program. Get your direct deposit up to 2 days early for a low fee of $8. Once your deposit is posted to your account, you can have instant access to your earnings. Pay bills, make loan payments, or send transfers earlier than your expected payday. Use our convenient self-service tools such as the mobile app or online banking to post your deposit. You can also call or have us post your deposit in person.

Looking to save for a special vacation or for holiday spending? Take advantage of our club accounts and start saving today! With a vacation account, there are no transaction limits and you determine when you want the funds. Our Christmas Club makes saving for the holidays easy. Transfers and deposits into this account can be made for any amount at any time. On October 1st, we transfer the funds into your share savings account. Interest is paid to accounts with a monthly balance of $100 or more.

We give you access to your accounts at nearly 30,000 surcharge-free ATMs. To find an ATM close to you, click here.

Want to know about smart ways to protect your personal information? Click here to get the facts you need.