Visa® Credit Cards

  • No balance transfer fees,
  • No interest on purchases for the first 6 months, and
  • No annual fees.

Plus, we offer a six-month, low interest rate on balance transfers AND best of all Rewards!  Ask the loan department about our new Visa® Credit Card programs or apply online today for a credit card!

Quartz – Non-variable rates as low as 11.99% APR*

Titanium – Variable rates as low as Prime plus 3.99% APR*

*Loan approval and APR based on credit qualifications, approval, payment method and ability to repay. Rates, terms, and conditions are subject to change. Not everyone will qualify. APR=Annual Percentage Rate.

woman handing cashier her visa card

Visa Score Card Logo

To enroll your Intandem CU Visa® credit card in ScoreCard Rewards, visit ScoreCard Rewards and start getting rewarded today.


merchant processing visa card payment with EMV Chip technology

An EMV Chip Card is a credit or debit card with a traditional magnetic strip and an embedded microchip for added security. The embedded microchip provides unique data specific to your card and the transaction being processed every time you use it at chip-enabled ATMs or terminals. So, you are better protected from financial criminals.

Chip Cards are already being used in most countries around the world, resulting in a reduction in card fraud. This improved security is why Chip Cards are coming to the U.S. Currently, the Chip Cards will be issued with a chip on the front of the card and the familiar magnetic stripe on the back of the card. Chip Cards will continue to be compatible with existing non-chip-capable devices.

Step 1: With the front facing up, insert your card into the ATM or in-store terminal. Do not remove your card until the transaction is complete. If you remove it too soon, your transaction will be canceled.
Step 2: Follow the on-screen instructions.
Step 3: You may be required to enter your PIN or sign the sales receipt to complete your purchase.
Step 4: When the transaction is complete, always remember to remove your card

To activate your new Credit Card, please call the telephone number on the activation sticker attached to your card.


Phone: 888-336-3490

For Visa® Disclosures and applications, please click on the links below.

Visa® Quartz and Titanium – Application and Opening Disclosure Agreement 


Get real-time alerts whenever your purchase meets the criteria you select, temporarily turn your Visa® card off or on, all through Card Management in our mobile app. Visit Card Controls to help you get started.

**Visa®’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. For more information, visit the Visa® website.


Attention: Creston Branch Entrance May Be Blocked Due to Construction.
The Creston branch is open for your banking needs.
Please use caution when entering the parking lot or using the exit. If entering through the exit, please pull around slowly to park in front of the branch. The drive-thru is still open for use.