Intandem Credit Union Logo
Login

IRAs & ESAs

Individual Retirement Account (IRA)

An IRA, or Individual Retirement Account, is a great long-term savings tool that you can use to save for your retirement. We offer two types of IRAs; Traditional and Roth. Both offer advantages and the money in your IRA grows tax-free. You may also use an IRA to roll over a retirement plan from a former employer*.

At Intandem Credit Union, funds in an IRA savings and/or IRA Share Certificates are insured to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.

*Consult your tax advisor. This is for informational purposes only and is not intended to be tax, legal or other professional advice.

Couple Sitting on beach enjoying sunset
Older sister holding umbrella playing with little sister on street

Educational Savings Account (ESA)

A Coverdell ESA might be the perfect way to save for your child’s education. Earnings grow on a tax-deferred basis, and distributions are tax-free if the money is used to pay qualified educational expenses. Check with your tax adviser to see if this is the program for you, then contact Intandem Credit Union and we will be happy to help you establish your child’s own ESA.

Attention: Creston Branch Entrance May Be Blocked Due to Construction.
The Creston branch is open for your banking needs.
Please use caution when entering the parking lot or using the exit. If entering through the exit, please pull around slowly to park in front of the branch. The drive-thru is still open for use.