Checking Accounts That Meet You Where You Are
Whether you’re looking for rewards, want to build better financial habits, or need to get back on track after past banking challenges, we have a checking account for you.
Included with Every Checking Account
- Debit MasterCard®
- Online Banking
- Mobile Banking
- eStatements
- Bill Pay
- Easy account conversion with a quick call or inquiry
- Access to local member support
- Opportunity to earn dividends when monthly qualification requirements are met
- Eligible to upgrade account options based on account standing
Every checking account includes the tools you need to manage your money with confidence. Choose the account that best fits your financial goals and banking needs.
Level-Up Checking
Earn More From Your Everyday Banking
Get the most out of your everyday banking and maximize your dividend earnings! With Level-Up Checking, you can earn up to 4.50% APY* on balances up to $5,000 simply by doing the things you already do, like using your debit card, receiving direct deposit, and banking digitally.
Benefits Include:
- Earn up to 4.50% APY* on balances up to $5,000
- Mobile Deposit included
- Premium dividend rewards
- No monthly maintenance fee
How to Earn the Level-Up Rate:
- Make at least 15 Debit Mastercard® purchases (ATM transactions do not qualify)
- Receive at least $250 in direct deposits
- Enroll in eStatements
- Log in to Online Banking or the Intandem Mobile App at least once during the statement cycle
Disclosure:
*APY=Annual Percentage Yield. Rate subject to change. 4.50% can be earned on balances of up to $5,000. To qualify, you must meet the minimum monthly requirements: 1) Make at least 15 debit card transactions. They must post before the statement cycle ends. Must be PIN- or Signature-based. ATM transactions do not qualify. 2) Receive a minimum direct deposit of $250 or more. 3) Enroll in eStatements. 4) Log in at least once to Intandem’s Online Banking or Mobile App. Dividends will not be paid on balances over $5,000. Fees may reduce earnings. 4.50% interest rate will not be earned if qualifications are not met. Limit to one account per person, per Social Security number only. Federally insured by NCUA.
Second Chance Checking
BankOn Checking
BankOn Checking is a certified safe and affordable account designed for individuals who are new to banking, returning to banking, or looking for a simple way to manage their money without the worry of overdraft fees.
Benefits Include:
- Earn up to 4.50% APY* on balances up to $5,000
- No overdraft
- No Courtesy Pay fees
- No NSF fees
- No non-return fees
- Cannot maintain a negative balance
- Not eligible for paper checks
- Eligible to upgrade to Level-Up Checking after one year in good standing
Fresh Start Checking
Life happens. Fresh Start Checking is designed for individuals who have experienced banking challenges and need an opportunity to rebuild positive financial habits while enjoying access to everyday banking services.
Benefits Include:
- Earn up to 4.50% APY* on balances up to $5,000
- Courtesy Pay available up to $250 for eligible members
- Eligible for paper checks
- Eligible to upgrade to Level-Up Checking after one year in good standing
How to Earn Dividends for Second Chance Accounts:
- Make at least 15 Debit Mastercard® purchases (ATM transactions do not qualify)
- Receive at least $250 in direct deposits
- Enroll in statements
- Log in to Online Banking or the Intandem Mobile App at least once during the statement cycle
Disclosure:
APY = Annual Percentage Yield. Rate subject to change. Up to 4.50% APY can be earned on balances of $100 to $5,000. To qualify, you must meet the minimum monthly requirements: 1) Make at least 15 debit card transactions. Transactions must post and settle before the statement cycle ends. ATM transactions do not qualify. 2) Receive a minimum direct deposit of $250 or more. 3) Enroll in eStatements. 4) Log in to Intandem’s Online Banking or Mobile App at least once during the statement cycle. Dividends will not be paid on balances below $100 or on balances over $5,000. Fees may reduce earnings. If qualification requirements are not met, the promotional dividend rate will not be earned for that statement cycle. There is no penalty for failing to meet the requirements, and members may qualify again in future statement cycles by meeting all requirements. Limit one qualifying account per person, per Social Security number. Federally insured by NCUA.
Need Help Choosing? Call us at 888.336.3490 to talk about your options
Pay On-Demand
Receive your direct deposit up to two days early and enjoy faster access to your money. Whether you need to pay bills, make loan payments, or transfer funds before payday, Payday On-Demand can help.
You can post your pending direct deposit using our convenient self-service options through Online Banking or the Intandem CU Mobile App for just $8 per transaction. If you prefer assistance, our team can post your deposit for you in person, by phone, or through direct contact for $10 per transaction.
Once your deposit is posted to your account, you’ll have immediate access to your funds.
MasterCard SecureCode
Secure your online purchases by registering your Intandem Credit Union Debit MasterCard. Learn more about MasterCard SecureCode.
Check Reordering
Stop in at any branch or give us a call. We’ll get your checks reordered for you.
Check Styles
Express yourself with personal check styles. Learn More About Check Styles
Simple Switch Kit
Let us help you switch your account to Intandem Credit Union. These forms in our Switch Kit will assist you.