Savings Rates

Savings Share Account Rates

Rates effective 10/1/2020

Share Account TypeAPY*
Regular Savings 0.05%
High Yield Savings**        Under $25,0000.10%
High Yield Savings**        Over $25,0000.15%
Individual Retirement Account0.20%
Christmas Club0.05%
Vacation Club0.05%

*APY=Annual Percentage Yield.  Fees, if applicable, may reduce earnings.

**High Yield Savings Accounts require a $1,000 minimum balance.

Term Share Certificate Rates

Rates effective 10/1/2020

TermAPY*
3 Months 0.10%
6 Months0.15%
12 Months0.25%
24 Months0.40%
36 Months0.65%
48 Months0.75%
60 Months0.90%

Rates based on term selected and on where purchased. Minimum $500.00 deposit required. Penalty for early withdrawal.

*APY=Annual Percentage Yield. Fees, if applicable, may reduce earnings.

Youth Share Certificate Rates

Rates effective 10/1/2020

TermAPY*
12 Months0.35%
24 Months0.45%
36 Months0.75%

These Certificate Rates are only available to our youth club members 17 years old and younger. Minimum $100.00 deposit required. Penalty for early withdrawal.

*APY=Annual Percentage Yield. Fees, if applicable, may reduce earnings.

All rates are subject to change without prior notice. Please verify rate at time of purchase or enrollment

*APY = Annual Percentage Yield

Equal Housing Opportunity