Checking Accounts That Meet You Where You Are
Whether you’re looking for rewards, building better financial habits, or getting back on track after past banking challenges, we have a checking account designed for you.
Need Help Choosing? Call us at 888.336.3490 to talk about your options
Which Checking Account Is Right for You?
Earn More From Your Everyday Banking
Start saving with interest on the money you already have deposited into your Intandem Checking Account! With Level-Up Checking, you can earn up to 4.50% APY* on balances up to $5,000 simply by doing the things you already do, like using your debit card, receiving direct deposit, and banking digitally.
Even better, switching is easy. Your account number stays the same, your Debit Mastercard® continues to work, and any existing automatic payments or direct deposits remain in place.
Benefits Include:
- Earn up to 4.50% APY* on balances up to $5,000
- Keep your current account number
- Continue using your existing Debit Mastercard®
- Online and mobile banking access
- Mobile deposit and account alerts
- Free eStatements
- Access to over 30,000 ATMs nationwide
How to Earn the Level-Up Rate:
- Make at least 15 Debit Mastercard® purchases (ATM transactions do not qualify)
- Receive at least $250 in direct deposits
- Enroll in eStatements
- Log in to Online Banking or the Intandem Mobile App at least once during the statement cycle
Disclosure:
*APY=Annual Percentage Yield. Rate subject to change. 4.50% can be earned on balances of up to $5,000. To qualify, you must meet the
minimum monthly requirements: 1) Make at least 15 debit card transactions. They must post before the statement cycle ends. Must be PIN- or Signature-based. ATM transactions do not qualify. 2) Receive a minimum direct deposit of $250 or more. 3) Enroll in eStatements. 4) Log in at least once to Intandem’s Online Banking or Mobile App. Interest will not be paid on balances over $5,000. Fees may reduce earnings. 4.50% interest rate will not be earned if qualifications are not met. Limit to one account per person, per Social Security number only. Federally insured by NCUA.
Ready to Level-Up your checking experience?
A Fresh Start for Better Banking
Everyone deserves access to affordable financial services. Fresh Start Checking is designed for individuals who may not qualify for a traditional checking account but are ready to move forward with a safe, affordable, and accessible banking solution.
Account Features:
- No minimum balance
- Low $5 minimum opening deposit
- Online or mobile banking access
- Free telephone banking
- Free eStatements
- Free Debit Mastercard Card®
- Overdraft Privilege Program available to qualifying individuals
- Access to over 30,000 ATMs nationwide
Ready for a Fresh Start?
Take the next step toward convenient, affordable banking and start building stronger financial habits with a checking account designed to help you move forward.
Certified Safe and Affordable Banking
BankOn Checking is a nationally certified account designed to provide secure, affordable access to everyday banking. This account follows the national standards established by the Cities for Financial Empowerment (CFE) Fund and helps members avoid unexpected fees while maintaining full access to essential banking services.
Account Features:
- Low $5 minimum opening deposit
- $5 monthly fee
- Free Debit Mastercard Card®
- Online and mobile banking access
- No overdraft access
- No NSF fees
- No courtesy pay fees
- No negative balance carryovers
- Free e-Statements
- Access to over 30,000 ATMs nationwide
Why BankOn?
BankOn-certified accounts are designed to eliminate many of the fees and barriers that can make banking difficult. Members can access the services they need while avoiding unexpected overdraft charges and maintaining better control of their finances.
Pay On-Demand
Receive your paycheck early with our Payday On-Demand program. Get your direct deposit up to 2 days early for a low fee of $8. Once your deposit is posted to your account, you can have instant access to your earnings. Pay bills, make loan payments, or send transfers earlier than your expected payday. Use our convenient self-service tools such as the mobile app or online banking to post your deposit. You can also call or have us post your deposit in person.
MasterCard SecureCode
Secure your online purchases by registering your Intandem Credit Union Debit MasterCard. Learn more about MasterCard SecureCode.
Check Reordering
Stop in at any branch or give us a call. We’ll get your checks reordered for you.
Check Styles
Express yourself with personal check styles. Learn More About Check Styles
Simple Switch Kit
Let us help you switch your account to Intandem Credit Union. These forms in our Switch Kit will assist you.