Checking Accounts That Meet You Where You Are
Whether you’re looking for rewards, building better financial habits, or getting back on track after past banking challenges, we have a checking account designed for you.
Which Checking Account Is Right for You?
Earn More From Your Everyday Banking
Start saving with interest on the money you already have deposited into your Intandem Checking Account! With Level-Up Checking, you can earn up to 4.50% APY* on balances up to $5,000 simply by doing the things you already do, like using your debit card, receiving direct deposit, and banking digitally.
Even better, switching is easy. Your account number stays the same, your Debit Mastercard® continues to work, and any existing automatic payments or direct deposits remain in place.
Benefits Include:
- Earn up to 4.50% APY* on balances up to $5,000
- Keep your current account number
- Continue using your existing Debit Mastercard®
- Online and mobile banking access
- Mobile deposit and account alerts
- Free eStatements
- Access to over 30,000 ATMs nationwide
How to Earn the Level-Up Rate:
- Make at least 15 Debit Mastercard® purchases (ATM transactions do not qualify)
- Receive at least $250 in direct deposits
- Enroll in eStatements
- Log in to Online Banking or the Intandem Mobile App at least once during the statement cycle
Disclosure:
*APY=Annual Percentage Yield. Rate subject to change. 4.50% can be earned on balances of up to $5,000. To qualify, you must meet the
minimum monthly requirements: 1) Make at least 15 debit card transactions. They must post before the statement cycle ends. Must be PIN- or Signature-based. ATM transactions do not qualify. 2) Receive a minimum direct deposit of $250 or more. 3) Enroll in eStatements. 4) Log in at least once to Intandem’s Online Banking or Mobile App. Interest will not be paid on balances over $5,000. Fees may reduce earnings. 4.50% interest rate will not be earned if qualifications are not met. Limit to one account per person, per Social Security number only. Federally insured by NCUA.
Ready to Level-Up your checking experience?
Certified Safe and Affordable Banking
BankOn Checking is designed to provide safe, affordable, and accessible banking for individuals looking for a straightforward way to manage their money. As a nationally certified BankOn account, it meets standards established by the Cities for Financial Empowerment (CFE) Fund and helps members avoid costly overdraft fees while still enjoying the convenience of everyday banking services. Members also have the opportunity to earn dividends on balances up to $5,000 when monthly qualifications are met.
Account Features:
- No minimum balance
- $5 minimum opening deposit
- Opportunity to earn dividends
- Free Debit Mastercard Card®
- Online and mobile banking access
- No overdraft access
- No NSF fees
- No courtesy pay fees
- Access to over 30,000 ATMs nationwide
- Upgrade to Level-Up Checking after one year in good standing
How to Earn Dividends:
- Make at least 15 Debit Mastercard® purchases (ATM transactions do not qualify)
- Receive at least $250 in direct deposits
- Enroll in eStatements
- Log in to Online Banking or the Intandem Mobile App at least once during the statement cycle
Why BankOn?
BankOn-certified accounts are designed to eliminate many of the fees and barriers that can make banking difficult. Members can access the services they need while avoiding unexpected overdraft charges and maintaining better control of their finances.
A Fresh Start for Better Banking
Everyone deserves access to financial services and the opportunity to move forward. Fresh Start Checking is designed for individuals who may have experienced challenges with previous banking relationships and are looking for a path back to mainstream banking. With convenient digital banking tools, a Debit Mastercard®, direct deposit capability, and opportunities to earn dividends, Fresh Start Checking provides the support needed to establish positive banking habits and work toward a stronger financial future.
Account Features:
- $5 monthly fee
- Opportunity to earn increased dividends
- Online or mobile banking access
- Free Debit Mastercard Card®
- Access to over 30,000 ATMs nationwide
- No overdraft access
- Not approved for check writing
How to Earn Dividends:
- Make at least 15 Debit Mastercard® purchases (ATM transactions do not qualify)
- Receive at least $250 in direct deposits
- Enroll in eStatements
- Log in to Online Banking or the Intandem Mobile App at least once during the statement cycle
Ready for a Fresh Start?
Fresh Start Checking provides an opportunity to rebuild your banking relationship while enjoying many of the conveniences and benefits of a traditional checking account.
Need Help Choosing? Call us at 888.336.3490 to talk about your options
Pay On-Demand
Receive your paycheck early with our Payday On-Demand program. Get your direct deposit up to 2 days early for a low fee of $8. Once your deposit is posted to your account, you can have instant access to your earnings. Pay bills, make loan payments, or send transfers earlier than your expected payday. Use our convenient self-service tools such as the mobile app or online banking to post your deposit. You can also call or have us post your deposit in person.
MasterCard SecureCode
Secure your online purchases by registering your Intandem Credit Union Debit MasterCard. Learn more about MasterCard SecureCode.
Check Reordering
Stop in at any branch or give us a call. We’ll get your checks reordered for you.
Check Styles
Express yourself with personal check styles. Learn More About Check Styles
Simple Switch Kit
Let us help you switch your account to Intandem Credit Union. These forms in our Switch Kit will assist you.