Loan Rates

Rates effective 2/1/2026

TypeAPR AS LOW AS*MAX TERM
Auto Loan Special (2023 & newer)4.99%48 Months
2025 and Newer5.49%84 Months
2024 – 20235.49%72 Months
2022 – 20175.49%60 Months
2016 and Older7.49%48 Months

Rates effective 2/1/2026

TypeAPR AS LOW AS*MAX TERM
ATV, Snowmobile, Lawn & Garden, Jet Ski, or Small Utility Trailer6.50%Rate may be subject to change based on term
RV, Boat, Travel Trailer, or Plane6.50%Rate may be subject to change based on term

Rates effective 2/1/2026

TypeAPR AS LOW AS*MAX TERM
Home Equity Line of Credit (80% LTV)Prime +/- margin*15 Year Term
Home Equity Fixed Rate5.99%60 Months
Home Equity Fixed Rate6.49%120 Months
Home Equity Fixed Rate6.49%180 Months

*Variable Rate will vary

Rates effective 2/1/2026

TypeAPR AS LOW AS*
MortgageCall for Rate

Rates effective 2/1/2026

TypeAPR AS LOW AS*MAX TERM
Personal Signature Loan10.49%36 Months
Debt Consolidation12.49%63 Months
Home Improvement Loans8.75%63 Months

Rates effective 2/1/2026

TypeAPR AS LOW AS*
Intandem CU Cash Line of Credit8.99%
VISA Quartz11.99% APR (non-variable rate)
VISA TitaniumPrime plus 3.99% (variable rate)

The rate is based upon your creditworthiness and our underwriting standards. Contact the loan department for details. Other rates and terms are available; call for information. Rates are subject to change without prior notice. Special rates are valid for purchase or refinance. Membership eligibility requirements. Not all members will qualify for the lowest rate.

All rates are subject to change without prior notice. Please verify the price at the time of purchase or enrollment.

*APR = Annual Percentage Rate

Fraud Alert: We are aware of fraudulent phone calls that appear to come from the credit union. We will never ask for your account number, full SSN, full card numbers, or online banking credentials when we contact you. We will never try to convince you it is us by reading YOU full card or SSN numbers. We will never be defensive if you are suspicious. If you believe you may have received a fraudulent phone call or have concerns about your account, please contact us immediately at (616) 336-3490.